LIABILITIES: Deposits (D) are the main source of funding for banks p.66. Nondeposit borrowings (NDB) are to add to deposits and provide the additional liquidity that cash assets and securities cannot provide p.67. Equity capital (EC) supplies the long-term, stable base of financial support which the financial firm will need to grow and to cover any extraordinary 非凡 (fēifán) losses it incurs. Comes from shareholders 股 东 (gǔdōng) p

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